Unlock Your Path to Debt Freedom

with LifeFirst's

Tailored Home Loan Solutions

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With the right advice and a bespoke loan, you can pay off your loan faster and be out of debt sooner.

At LifeFirst we help make home loans easy by getting you a great deal while avoiding any unfair fees. We also go the extra mile and create a loan structure around your specific needs, so you can rest easy and enjoy this exciting time in your life.

Our service includes:

  • A time to talk to us that suits you – evenings, online, or we can travel to you

  • Bank Safe Client Portal: save money and time by accessing and inputting your own details, be notified of any changes, and view your progress

  • Wealth Accelerator System: full control over your own budget to help pay off your loan faster, without paying more

  • Protection from the impact of interest rate changes, which gives you cash-flow certainty

First Home Buyers

  • Lower interest rates

  • Lower bank fees

  • More flexibility

Your first house is more than just a building, it’s the place you and the people closest to you get to call home. It’s also a major investment.

At LifeFirst we can help you get into your first home, and the next one, with lower interest rates, lower bank fees and more flexibility.

We’ll help make the process faster and easier by finding the right loan to suit your needs and lifestyle, while potentially saving you money on your mortgage.

We’ll also ensure it has the right structure, so it doesn’t handicap your next property purchase. You’ll be able to still have a life, as well as a mortgage.

Refinancing Home Loans

  • Better cashflow

  • Out of debt faster

  • Build equity faster


Feel like your lender is winning at your expense?

Then get better cashflow and greater flexibility by refinancing your home loan. With the LifeFirst Wealth Accelerator System we can help refinance you into a better home loan with large savings on your mortgage. You’ll get better facilities, improved monthly cash flow and more flexibility to build your equity faster.

We have access to a large range of home loan packages to ensure you get the one that best matches your needs. We’ll also save you time and money by arranging the entire refinancing – in some cases there’s no need for you to see your solicitor and we don’t charge you a cent for our service – yes, it’s free.

Is your home loan directly from a mainstream lender?

We get it. At the time, you had so much going on that your focus was “just get the loan to get the house” and your mainstream lender helped. Now your focus is to pay off the loan fast, but you’re unsure if you’re getting a good deal, not to mention if you have the right structure and facilities.

Fixed rate negotiations

To make sure you’re getting a good deal, we can help with fixed rate roll over negotiations. We know what new deals are being made by mainstream as well as non-bank lenders, so existing clients can get the same new deals, or better.

Home loan reviews

We haven’t met a homeowner yet who wants to take a full 30 years to pay off their loan.

We can make sure you not only get a great deal but have the loan structure and facilities to help you reduce your loan faster. Most of the time this is a few simple adjustments to your existing loan.

With the right advice and the LifeFirst Wealth Accelerator System applied to your loan, you take control of your budget, eliminate surprises and get large savings on your mortgage. All at no cost to you.

Even if your lender doesn’t allow to you to fully utilise the LifeFirst Wealth Accelerator System, we can show you your options and let you know if you can get better cashflow and greater flexibility by refinancing your home loan.

Property Investment Home Loans

  • Secure the right loan

  • Improve Your Lifestyle

  • Advance Your Portfolio


Buying the right investment property is only half the equation. To improve your portfolio, you need the right loan package to secure and protect that loan.

And with the right home loan, you can reduce your payments, free up more cash flow and maintain, or improve, your current lifestyle.

Unlike many lenders, we have access to a huge range of different home loan packages to make sure you get the one that best matches your needs.

That means you can build equity faster and get into your next investment property sooner.

What Our Clients Say...

JOSHUA AND KIRSTYN

Paying off their home loan faster!

"We usually just go through the bank for everything but someone recommended LifeFirst to us and we are thankful they did. Our home loan was refinanced quickly and we are actually paying less per payment now and are paying our home off faster. We also have our personal insurance plan in place and still have more money left at the end of each month than we did before."

TIM - AUCKLAND

Got the home loan he wanted!

"Hi Maria. Just wanted to thank you for getting me over the line with the new loan. Thinking back on the last year, it’s been quite an emotional journey for me, and decisions haven’t been easy. I know there was a lot of ‘moving parts’ with this and I appreciate your patience, really clear explanations, and your empathy throughout. I’m sincerely grateful and will enthusiastically recommend your services to anyone if I get the opportunity."

Paying off their home loan faster!

JOSHUA AND KIRSTYN

Paying off their home loan faster!

"We usually just go through the bank for everything but someone recommended LifeFirst to us and we are thankful they did. Our home loan was refinanced quickly and we are actually paying less per payment now and are paying our home off faster. We also have our personal insurance plan in place and still have more money left at the end of each month than we did before."

TIM - AUCKLAND

Got the home loan he wanted!

"Hi Maria. Just wanted to thank you for getting me over the line with the new loan. Thinking back on the last year, it’s been quite an emotional journey for me, and decisions haven’t been easy. I know there was a lot of ‘moving parts’ with this and I appreciate your patience, really clear explanations, and your empathy throughout. I’m sincerely grateful and will enthusiastically recommend your services to anyone if I get the opportunity."